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I agree with everything you said except for the tech part. About 20% of the people employed in SF are in tech. It is you that is in a bubble, get out more. The percentage is probably higher in your generation. I am raising a family and have kids in public schools and very few of my daughters friends have parents in tech. I think most of them move to the suburbs or put their kids in private schools.

It is easy for me to know people who aren’t in tech, since I went to college here. But very few of my college friends ended up in tech, though over the years a few have. I was the first.

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